Blog

Welcome to my blog! Since 2001 I've written 666 posts about software/personal development, technology, minimalism, FIRE, movies, startups and my life. These span three separate blogs, with all articles linked from here.

This blog Focuses on exploring the intersection of minimalism, mindfulness and technology + my journal.

Combined-Shape Created with Sketch. Minafi Financial indepenence, investing and my journey to retire early (or at least a sabatical from 36-42).

Hardcover Building a social network for readers

Check out some highlights and stay in touch by following me on Bluesky , subscribing to my newsletter or RSS feed .

2019 2 articles
Combined-Shape Created with Sketch. Do You Need Luck to Reach Financial Independence and Retire Early?

The idea of "luck" when it comes to financials is a complicated topic. I do believe it has a role, but it's important to differentiate luck from action.

My Favorite 100 Books Read in 2018

I read 100 books in 2018. Here's a look at my overall favorites that you should check out along with a few tips on how to read more in 2019.

2018 23 articles
My 2018 Year in Review
Combined-Shape Created with Sketch. 2019 Federal Tax Brackets – What Rate Will You Pay?
Combined-Shape Created with Sketch. You Can’t do Everything: How I’m Prioritizing What to Start, Stop and Continue in Retirement
It’s Official: I’m Leaving My Job. What’s Next?

December 14, 2018 was my last day working at my job of 8 years. Here's a look at why I left and what I'm planning do do with my time.

Combined-Shape Created with Sketch. Is FIRE A Hero’s Journey?
Combined-Shape Created with Sketch. The Definitive Guide to Tax-loss Harvesting and Avoiding Wash Sales
Combined-Shape Created with Sketch. Buffett’s 10/10/10 Rule For Making Financial Decisions
Combined-Shape Created with Sketch. The Rule of 72 Calculator: How to Perform Compound Interest Calculations In Your Head
Combined-Shape Created with Sketch. The Shockingly Scary Difference Between Healthy FIRE and Unhealthy FIRE
Combined-Shape Created with Sketch. How to Invest Your First $1,000 and Double Your Money (In Time)
Combined-Shape Created with Sketch. 401k Rollover to an IRA – Why You Should Think Twice About It
Combined-Shape Created with Sketch. 37 Inspiration Minimalism Quotes to Help You Simplify Your Life
Combined-Shape Created with Sketch. Minafi 2018 Q3 Fall Investment Report
Combined-Shape Created with Sketch. The Bulletproof Strategy to Develop a Morning Ritual
Combined-Shape Created with Sketch. My FinCon 2018: Friends, Inspiration and Motivation
Combined-Shape Created with Sketch. How Are Bonuses Taxed? (with Bonus Calculator)
Combined-Shape Created with Sketch. Our New $6,000 Car
My 52 Beliefs

My thoughts on everything from religion to politics, from education to finance and everything in between.

Combined-Shape Created with Sketch. How We Plan to Spend $80,000 a Year & Pay Nearly $0 Taxes

I'm always interested to hear how other people are minimizing their tax liability after retirement. Here is my personal strategy that we'll be using to reduce our taxes to nearly zero when we stop working. This approach sounds unrealistic, but you might be able to hit $0 in taxes too!

All You Need is Less
Combined-Shape Created with Sketch. Why I Avoid Dividends Like the Plague
Combined-Shape Created with Sketch. How We Spent $15,000 on Our Honeymoon and Why We’d Do It Again

For the first time in our lives, we traveled with a guide and a schedule to Vietnam, Laos and Cambodia. The cost of this trip? Around $15,000 for 2 weeks. It was an absolutely amazing trip filled with friends, memories and as much delicious food as we could stomach.

Combined-Shape Created with Sketch. Minafi 2018 Q2 Summer Investment Report